Independent Health is a Medicare Advantage organization with a Medicare contract offering HMO, HMO-POS, HMO-SNP and PPO plans. Enrollment in Independent Health depends on contract renewal. Benefits vary by plan. ¹Per CMS WNY Enrollment data 9/23. ²Limitations, cost sharing and restrictions may apply. Benefit and/or copayments/coinsurance may change on January 1 each year. Independent Health’s Medicare Encompass 65^® Edge HMO plan includes preventive dental coverage only. ³SilverSneakers is a registered trademark of Tivity Health, Inc. © 2023 Tivity Health, Inc. All rights reserved. ⁴Must use network providers. Limitations may apply. ⁵The allowance earned each quarter needs to be used within the calendar year; amounts do not roll over year to year, and can only be used for covered items through NationsOTC^®. ⁶The $10,000 plan limit is per occurrence for the combined unforeseen event outside of the USA. ⁷Eligible without obligation to enroll. Limit one per person. While supplies last. ⁸Eligible for sweepstakes entry without obligation to enroll. Limit one entry per person. ⁹Every year, Medicare evaluates plans based on a 5-star rating system. Independent Health is the only Medicare Advantage plan in all 8 counties within the WNY service area to have 5 stars. ¹⁰A salesperson will be present with information and applications. For accommodations of persons with special needs at meetings, please call (716) 635-4900 or 1-800-958-4405 (TTY: 711).

ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call 1-800-665-1502 (TTY: 711). Independent Health complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-665-1502 (TTY: 711). 注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 1-800-665-1502 (TTY: 711).

Y0042_C9415_M   Accepted 10012023
Last Updated 10/30/2023